Protect the mortgage
Term life assurance written to match your mortgage balance means the house stays paid for, whatever happens.
Protection
Life, health and income cover for you, your family and your workforce — researched across the whole of the market, and recommended without bias.
Most people would struggle to name a single thing they’d do differently if they couldn’t work. Protection fills that gap — and it usually costs far less than you’d expect.
Protection is the one financial decision that rarely gets made until it’s urgent. A mortgage is usually the largest debt a household carries — and the one most exposed if someone dies, gets seriously ill, or can’t work. Good protection means that debt, and that income, never becomes somebody else’s problem.
Term life assurance written to match your mortgage balance means the house stays paid for, whatever happens.
If illness or injury stops you working, income protection replaces a portion of your salary for as long as you need it.
We search the whole of the market and recommend only what suits you — never a provider’s leftover inventory.
Term and whole-of-life cover written around your mortgage, your family and your obligations. Individual or grouped under a single workplace scheme.
A tax-free lump sum on diagnosis of a specified condition, so you can focus on recovery rather than finances. Available standalone or bolted to protection.
Personal and group schemes that replace a percentage of your salary if you’re unable to work — often a tax-efficient benefit for both employer and employee.
Faster access to diagnosis and treatment, with cover ranging from single to family or full company schemes.
Low-cost everyday cover that reimburses routine dental, optical, physiotherapy and GP costs — popular, affordable and easy to use.
Confidential support and guidance for your workforce — the safety net that sits behind the insurance, and a genuine wellbeing benefit for employers.
Our commitment to you:
We will only ever suggest the best product for you, based upon your needs and requirements. We take every factor into consideration so you benefit from the best cover currently available to you.
ask usYou’ll receive the highest level of service and advice, and each of our advisers are FCA approved. Enjoy the benefit of a direct, single point of contact via email and phone at all times.
ask usThere is no fee for our help and advice. We are remunerated by providers once your policy is in force — and just in case you were wondering, the providers do not load your policy to do this.
ask usWe’re always here to help even after your policy is in force, providing help if your circumstances change. We review your cover in good time so you never pay more than you need to.
ask usProtection cover is subject to underwriting. Terms, exclusions and deferral periods apply — we’ll walk you through all of them before you commit to anything.
Speak to one of our advisers today — independent, unbiased and free of charge.