Cobens

Mortgages

The Mortgage Hub

Introduce a mortgage hub as a standalone benefit, or as part of your wider benefits package. Independent, unbiased and hassle-free.

Arranging a mortgage can be stressful and time consuming. We provide impartial, independent advice for you and your employees — creating an efficient day and improving financial wellness.

1

Value added benefit

A high-impact, no-cost benefit. Whether you have a first-time buyer on your team, someone who wants to remortgage or refinance, a bridging loan to arrange, or a commercial property to look at — we can cater for everyone.

2

Save money

Being impartial and whole of market, we will always recommend the mortgage that is the most suitable and cost effective for you. You will never need to pay more than you need to.

3

Time efficient

Employees admit to using company time to source a mortgage, or taking time off to arrange one. Why waste more time than you need to when we can do it for you — from researching the best deal, to applying and liaising with solicitors.

– Who can benefit – A mortgage hub appeals to a diverse range of employees

Employees

A mortgage is one of the biggest financial commitments your employees can make — advice and a helping hand is invaluable. The mortgage service allows employees to focus on their role while we look after their mortgage arrangements.

Employers

Save you and your employees time, save them money and help reduce anxiety and stress. We can also help with sourcing commercial mortgages, and where available, purchasing your commercial property when combined with a pension.

Reminders

Our service doesn’t cease once your mortgage has completed. We keep in contact and remind you in good time when your rate is due for renewal. You will never pay more than you need to.

Super features

We can work with your employees directly, or collaborate with you. Compiling information for a mortgage can be stressful, so whether you provide the information for your employees or we work electronically, our service stays efficient.

Receive expert advice

We’ve been around a long time and our knowledge is vast. We provide advice based on your individual circumstances, and give you real insight into the options available to you — not just the ones a single lender happens to offer.

– Four steps to the perfect mortgage – Saving you time and money is our speciality

  1. 1

    A bit about you

    Mortgages from the comfort of your sofa. 5 minutes of your time to answer a few questions about you, and what you’re looking for from a mortgage.

  2. 2

    Research

    We have no ties to any provider and will only recommend from the whole of the market to identify the best, and most cost effective mortgage for you.

  3. 3

    Tailored

    One size most definitely does not fit all. We will give you advice and recommendation tailored to your individual circumstances, not someone else’s.

  4. 4

    Admin as standard

    We apply on your behalf and arrange your property survey. We liaise with your providers, solicitors and estate agents so everyone is in the loop, aiming for a speedy completion.

Client Testimonials

Don’t take our word for it – here’s what our clients say:

It’s been a great pleasure to have known Nic for ten years during which she has very skilfully navigated the tempestuous water of my numerous mortgages and remortgages. And my god, have they been complicated! She has triumphed with them all!

Nic’s hard work and dedication to her clients is exemplary. I have recommended her to all my friends and colleagues as soon as they mention they’re looking to move, and I will continue to do so. I trust her emphatically and I’m happy to say she has become a friend.

Simply – I live in the house I do today because of Nic, and her tireless commitment and enthusiasm for her job and her clients.

Dom Longmuir
Creative Director – Quest Productions UK Ltd

The Financial Conduct Authority does not regulate commercial finance.

Your home may be repossessed if you do not keep up repayments on your mortgage.

To find out more

Speak to one of our advisers today — independent, unbiased and free of charge.

Cobens