– Imagine yourself with no income, what would you do?-
Find which protection policy is best for you
Choose from one to all policies depending upon your needs and requirements.
Life Assurance
Provides a lump sum benefit to your beneficiaries within a specified term in the event of your death
Critical Illness
Provides a lump sum benefit within a specified term in the event you have a critical illness
Whole of Life
Provides a lump sum payment regardless of when you die, there is no specified term
Will
Write down your intention and record your beneficiaries in the event of your death
Income Protection
Provides a monthly payment if you are unable to work due to illness or injury
Family Income
Provides a monthly payment if you were to die or have a terminal illness
Mortgage Protection
Provides a monthly income in the event of accident, sickness or unemployment
Buildings Insurance
A requirement by your mortgage provider before you complete
– Compare protection policies from all of these providers –
– Do I need protection? –
Not everyone needs protection. To consider if you do bear in mind what would happen should the worst happen. What would be the financial impact on you or your family.
FAMILY
Protection policies are not compulsory but they do provide peace of mind for you and your family if you do not have support elsewhere. Lump sum paymenst can help relieve the stress of paying large debts such as mortgages.
ILL HEALTH
Protection policies are not just for if you die, but are also there to provide assistance if you are unable to work in the short or long term. Some policies will pay out until you are in a position to return to work.
EXISTING COVER
You may already have existing policies, or cover through your employers scheme. Calculate any shortfall you might have and reassess what you have already to make sure it covers your needs.
INHERITANCE TAX
Taking out life assurance will not reduce the amount of inheritance Tax but the payout might make it easier for your surving family to pay the bill. Leaving as much as you can to the people you care for.
Ask us in a message
We value your privacy, before submitting any of your personal data please be sure to review our privacy policy.