- What is Income Protection? –
It’s a long term insurance policy designed to help you if you are unable to work due to injury or illness. Providing you with a regular income until you retire or return to work. Nobody wants to worry about how to pay the bills.
INCOME WHEN YOU NEED IT
Provides a monthly income if you are unable to work due to incapacity caused by illness or injury resulting in a loss of earnings.
UNLIMITED CLAIMS
You can claim as many times as you need to throughout the term of the policy. Your policy will remain in force until you cancel, or it expires.
WAITING PERIOD
The longer your waiting period, the lower your monthly payments will be. Your insurance will pay out after the waiting period finishes. If your company pays sick pay its a good idea to align this for when your sick pay finishes.
FLEXIBLE OPTIONS
Choose when your payments start and how long they last. Select level, decreasing or increasing payments and also have the option to add ‘Waiver of Premium’ which with cover your monthly payments.